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Estate Planning: Protect Yourself and Your Family
Estate planning is not just for the rich, it is for everyone. All of your possessions, including cars, bank accounts, personal property, real estate, etc. are part of your personal estate. You won't be taking these possessions with you when you die so you need a formal estate plan to share them with family, friends, and charities. An estate plan is the best way to protect the rights of your beneficiaries. Without it, the courts will distribute your possessions for you.
Probate
There is a court supervised process for the final disposition of a person's possessions called probate. A decedent's estate is inventoried, outstanding debts are paid, and beneficiaries of the estate are verified. Then the net assets from the estate are distributed. Many people pass away "intestate," meaning without a will. In those cases, the probate court appoints someone to decide how to distribute their cash, assets, and other property. Even those with a will come under probate court jurisdiction and have their inventory and distribution of possessions overseen by the probate court.
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